In fact, they’re not even exclusively for dating, as Ok Cupid allows you to be married or in a relationship but looking for friends.Free sites may also work better for individuals who are separated, but not yet divorced (or separated with no immediate intention to divorce).So here we are and you are thinking, Here’s the thing, for those of you who are not planning to live off the grid: if you ever plan to own property, get a loan for a car or a piece of furniture or a household appliance, additional school loans or loans for your kids, you need a history of decent credit. If you, like me and like most people, don’t have a few thousand dollars sitting in a bank in case you have a medical emergency or your face explodes, a credit card is not a bad thing to have as an emergency-only back-up plan. Here’s what you want to look for and consider when applying for your first card.
8 strategies to resist impulse buying -- Buying something new gives you a buzz, but can break your budget if left unchecked ...
(See Impulse buying)Can you be too old for a credit card?
-- By law, banks cannot consider age when they make a credit decision.
If you are over the age of 18 and have not yet applied for your first credit card, this is for you.
If you are over the age of 18 and have more credit card debt than you would like to publicly admit, this is less for you, but we should talk about that because honey, I feel you!